Category Archives: Educate Yourself

How to Write a Check: How to Balance Your Checkbook from

It may be embarrassing but many people many not really know how to write a check or balance their checkbook. usually its the parents who teach you this as a kid, but if the parent doesn’t know or if the parent did teach the kid and the kid forgot… well, money issues seem to be a problem in the American household so here is something for those who may want an update on how to write a check and balance your checkbook (yes I know, balancing your check book is more complex than what the video shows, but its a simple video on what to do)

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Tech: Sex Offender App Hits The iPhone… only to be taken away later

sex offender app

(now this can be a useful app for any phone)

(too bad it was removed)

Ted Kennedy 1932-2009: The Dream That Never Died

Ted Kennedy has passed away. He was a real hero whether you agreed with him or not. he came from a family who believed in doing and not just talking. having money didn’t mean you should chill; you life will be judged by the work you do.

Rich, middle class, working class, poor, or homeless I think we all can learn from this family. Never stop dreaming, never give up. Do not let failure define your limits, use it to create your success.

Ted Kennedy died in his vacation home in Cape Cod.

Political Corner: No Death Panels

(FINALLY a reponse to a direct question)

So I am going over the Health Care debate and what’s in it and what’s not in it… its is bringing up very specific questions for me and I guess others who, while they want health care reform, do not believe the government can run it well. Anyway, it looks like one asnwer has been given about end of life counselling. From what she states it seems like just what it should b, that you should, if you want to, be able to talk to your doctor about how you want it all to end.

For some reason medicaid/medicare didn’t pay for that, but it will after the bill is passed.

The only thing for me is that how come you couldn’t do that in a normal doctors visit? Do you have to have a special visit to the doctor just for this? And if you do medicaid (and apparently plenty of for profit health care insurances) won’t be paying for it… but exactly how would they know that I went just for that?

In any event, I am glad thtis question for me is resolved. While it does bring up other questions (like the ones above), at least its not the outragous “death panel” that we keep hearing from the right (sadly it still doesn’t asnwer the question of if… IF… we go into another recession or the cost of the bill rises astronomically, how will we bring health care to everyone then and how will the limied money be allocated).

Until next time! And remeber, be grown, be sexy! Don’t just look good, do good; be involved and educate yourself.

So When Will The Media Giants Get It?

lets-try-this-run-into-door A most interesting debate has come up on TechCrunch (one of my favorite industry tech blogs) and its about old media and why its dieing such a death.

I have to quote this for your guys because this is what I have been thinking for a while:

QUOTE from TechCrunch:

When it comes to a certain type of highly visible breaking news, no-one can argue that social media kicks the mainstream media’s ass. At any given disaster, there’s possibly a 0.01% chance that a professional journalist or photographer will already be on the scene, compared to 100% odds that there’ll be some dude with a camera-phone there. And as for asking tough questions: yep, bloggers are pretty good at that too – hardly a syllable can slip from the mouth of a politician or public official without it being torn apart by an army of ‘fact-checking’ bloggers, hungry for content.

And yet, I argued back, after camera phone dude helps us establish that the plane has crashed, who can we trust to tell us why it happened? While bloggers can own the first five minutes of any breaking story – a plane crash, a fire, a burglary – it’s always going to be the professional reporters who own the next five days, or five weeks. They walk the streets, work their contacts and – yes – trawl the blogosphere for eye-witness reports, and then take all of that information, analyse it, follow it up and ultimately provide an account of events that readers can trust.

Or at least this is what they used to do. If that were still how journalism works then the unpaid bloggers wouldn’t have a hope of competing. But unfortunately, thanks to a succession of journalistic fakes and the constant tabloidisation of the press, that trust is gone. Why should someone – either an advertiser or a reader – be prepared to pay for a newspaper when they can get the same old lies and fluff from the blogosphere?

I am currently trying to find the pros and cons of the Health Care Debate/Reform that is currently taking attention of Congress and I am seeing what I already thought I saw but can now put to words: That most media outlets HAVE NOT done any research or indebth reporting on the pros and cons of the current health care issues (except for Fox News and you already know what they think of it).

So why are they not doing this? Why is it when they have a hard hitting story, they dont give the indepth reporting online?

More on this later.

Political Corner: The New White Reality Check on Health Care

(its great that we have people in the White House who are willing to dicuss)

After listening to this I feel a little bit better about the plan… but there is just one issue I have when it comes to the question of rashining of care. I will agree that it already happens and even to some extent in the governments Medicaid/Medicare program, but I think the question people have about rationing is truely this: If, and let me say the word again, If, the cost of this government insurance option ends up costing billions or even trillions of dollars more than projected, will there be a possibility of rationing? If there is rationing, how will it work? If the cost ends up being so high AND there is another recession, what happens?

We need to know the positives AND negatives of the plan and mediate the negatives.

Sadly, this particular video does not asnwer this question which is what many opponents and even people who WANT health care reform are truely asking. What happens if… it costs more than the 1.4 Trillion dollars… What happens if… the government is caught with its pants down and can not pay for the people who are on the plan…  If the White House and anyone else who truely wants health care reform to happen, then these “what if” scenerios need to be answered.

You can always plan to succeed, but also prepare for failure.

Lets be grown out there people… don’t  get violent, but discuss this issues. Lets also be sexy… look really good while your asking thoe questions in your designer footwear and in style fashion sense.

Is College Affordable Anymore?

The cost of a 4-year college
Public Private
Annual tuition and required fees, 2005-06 $5,351 $19,292
Growth in tuition and fees beyond inflation, 1995-2005 51% 36%
Median debt upon graduation $15,500 $19,400

Source: Department of Education, Spellings Commission report

degree holder earn more

So is it time to NOT go to school? Has the cost of school gone up so high that the pay increase you do get after you get the degree isn’t enough to pay for the loans? Even if you go for free, either with student financial aid, the school pays  or Mom and Dad pay – or some combination, is it worth not working full time for the next 4-6 years until you finish school?

Here is a quote from the article (if you are planning to go to school or planning to send your child, this is a must read):

Consider two childhood friends, Ernie and Bill. Hard workers with helpful families, each saves exactly $16,594 for college. Ernie doesn’t get accepted to a school he likes. Instead, he starts work at 18 and invests his college savings in a mutual fund that tracks the broad stock market.Throughout his life, he makes average yearly pay for a high school graduate with no college, starting at $15,901 after taxes and peaking at $32,538. Each month, he adds to his stock fund 5% of his after-tax income, close to the nation’s current savings rate. It returns 8% a year, typical for stock investors.

Bill has a typical college experience. He gets into a public college and after two years transfers to a private one. He spends $49,286 on tuition and required fees, the average for such a track. I’m not counting room and board, since Bill must pay for his keep whether he goes to college or not. Bill gets average-size grants, adjusted for average probabilities of receiving them, and so pays $34,044 for college.

He leaves school with an average-size student loan and a good interest rate: $17,450 at 5%. The $16,594 he has saved for college, you see, is precisely enough to pay what his loans don’t cover.

But wait there more.

Continue reading

SMH: Slide Fail is HILARIOUSLY Wrong

fail owned pwned pictures

(is it a monster throwing up kids or…) is like the funniest blog I have ever come across. I think Failblog literally started a revolution in FAIL. Most people avoid failure with everything thing they have and may even be proud to say that I never failed or I never failed at something or other, but what this blog brings is an undercurrent of just how many people tried and failed and apparently tried again… and failed… until they got it right.

The funny thing about succeeding is that you have to try and not be afraid to fail, but if your always avoiding failure whenever possible, how do you ever succeed? If you never fall down, how do you learn to get back up?

Higher Education Not So High? – The Colbert Report: Tue, May 19, 2009

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(and you thought I wouldn’t post whole tv shows here lol)

Ok its a long video but you gotta watch this one. The whole thing is just full of politic funny-ness. Topics that the grown and sexy think about. Nevertheless, the biggest part of this video that I like is that when they start to talk about education.

Don’t get me started on education and how no matter what GOOD college you go to, there is not much difference other than the price and you purchasing their name to be on your degree. Now if I had Harvard on my baccalaureate I am sure I would have never felt the sting of being unemployed for more than a year after September 11, but the actual reality is that for the most part, they don’t know much more than many of the good public schools that you can go to.

When I was taking a class for teaching, I defiantly learned this. In fact, thankfully, many of the professors and the Dean also understood this and made sure they taught us how to APPLY what you learned and to learn more than just THEORY. Skip to the end of the video to hear the “interview” (lol, Colbert fake/real interviews are hilarious).

Might want to get the book too, I think I may give it a read.

Lost in the Meritocracy: The Undereducation of an Overachiever (Hardcover)
by Walter Kirn

Now playing: Keri Hilson – Get It Girl
via FoxyTunes

A Damn SHAME! Survey Says: “Rihanna Asked for It”

Rihanna's Face After Abuse - TMZ

(reading Sandra Rose about the picture and she says)

(because of how the picture was taken it looked worst than it was)

(not sure it takes away from the seriousness of what happened)

I was afriad of this being the case. But in this media guy driven world (especially Hip Hop) I am not surprised. She is suppossed to be the bad girl and Chris Brown is suppossed to be the good boy so why would he get so angry?

In relationships there are all kinds of things that can happen to make someone enraged, but you still don’t beat down your segnificant other. Reading about this survey on Gossip On This makes me just wonder what we are teaching our kids about.